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Right to Withdraw from Contract



prepared based on Annex 1 to the Consumer Rights Act of 30 May 2014
 (Journal of Laws of 2014, item 827, as amended)

Right to withdraw from an agreement

You have a right to withdraw from this agreement within 14 days without providing a reason.
In the case of an agreement that includes an obligation to transfer the ownership title to an item (e.g. a sale agreement, a supply agreement or an agreement for a specific movable item), the term for withdrawing from the agreement expires after 14 days from the day when you, a third party other than the carrier and the person designated by you comes into the possession of the item.
If you wish to withdraw from the agreement, inform us (BMG FINANCE Małgorzata Główka, ul. Jerzego Iwanowa Szajnowicza 1/7, 02-796 Warsaw or about your decision to withdraw from the agreement by way of an express statement (by letter or e-mail).
You may optionally use the model withdrawal form.
You can also fill in and send the withdrawal form or any other express statement to that effect by e-mail to If you use that option, we will promptly confirm having received your withdrawal from the agreement on a permanent data medium (e.g. by e-mail).
For the term of withdrawal from the agreement to be observed, it is sufficient that you send a statement on withdrawal before the expiry of that term.

Consequences of withdrawal

If you withdraw from this agreement, we will reimburse to you all payments we have received from you, including the costs of delivery (except for any additional costs due to your choice of a mode of delivery other than the cheapest standard mode of delivery offered by us), immediately and in any case not later than within 14 days from the day when we were notified of your decision to withdraw from the agreement. We will reimburse all payments using the same mode of payment as you chose for the original transaction, unless you expressly agree to another solution; in any case, you will not incur any costs in connection with the reimbursement.
We may withhold the reimbursement until we have received the items or a confirmation that they have been sent back, whichever is earlier.
Please return the item to BMG FINANCE Małgorzata Główka, ul. Jerzego Iwanowa Szajnowicza 1/7, 02-796 Warsaw promptly but not later than within 14 days from the day when you notified us about your withdrawal from this agreement. The 14-day term shall be deemed to have been observed if you send back the item before its expiry.
You will need to incur any direct costs of returning the item.
You are only liable for any degradation of an item caused by its use in a way other than necessary to determine its type, characteristics and function.